4 Smart Ways to Use Your Tax Refund if you’re a Musician

taxes for musiciansIf there’s one thing that people hate doing the most – it’s preparing their taxes. This is particularly true for musicians, as most of them are regarded as self-employed and need to file their tax on their own. But of course, it’s important to keep in mind that not everything about tax is troublesome. There are also some good things about taxes. When you pay tax, you’re able to contribute to different government projects, which aim to help people in need. When you pay tax, you’re also entitled to claim tax refund (if there’s any), which can be used to reduce your debt or buy that gadget you’re dreaming to have. Tax refunds are like extra money, which you can spend however you want. However, in these tough economic times, it pays to be smart about money. If you’re expecting a tax refund this year, here are some ways to put your extra cash to good use:

Save

When it comes to saving, there’s no such thing as “too early” or “too late”. As long as you get that opportunity to save, take advantage of it. If you’re fortunate enough to receive a tax refund this year, put your refund check into your savings account. This will not just allow you to cover your living expenses in case of emergencies, such as when you don’t have a gig or you accidentally get injured while performing, but it will also help you to keep some money for future use, such as for your children’s tuition fees or for your home’s improvement.

Pay your debt

If you have high-interest credit card debts or loans, consider using your tax refund to pay them off. Remember that most debts and loans accumulate interest charges if not on a daily, at least on a monthly basis. And if you don’t pay them right away, that amount can build up, which result in you owing more than you can afford to pay. Depending on the rate of interest of your loan, you can save anywhere from 10-30 percent a year in interest if you pay your debt without delay. So if you receive a tax refund, one of the best ways to use it is to pay off any debt.

Invest in your musical instruments

When you have extra cash, it can really be tempting to buy something expensive, such as a flat-screen television or a high-end Smartphone. But before you think about purchasing such gadget, assess first if there are much more important things to spend your money on. Since you’re a musician, you may want to consider first buying a new guitar rather than a television; or a new drum set rather than a Smartphone. That new instrument can be used to improve your skill and win more gigs.

Fund your retirement account

If you’re like most musicians, you probably don’t have a regular paycheck coming in, so saving is really a must. If you already have a retirement saving plan, consider adding your tax refund into it to strengthen your financial position. If you don’t have yet retirement savings, consider opening an account and start investing.

Ways to Control Acne

Acne comes in different sizes and commonly round. Several types of acne exist and it affects both male and female. Acne likewise does not stop after the age of puberty. Adult acne also happens. In fact, there are some who did not experience acne on their early age then suffered from it during their adult years. The truth is, there are many people who are controlled by acne. It is in the sense that their self-esteem and confidence are lowered until they reach a point of no longer wanted to socialize. It can be distressing to know that acne controls the life of many rather than the people who is affected by it to control it. Learn more at http://ezinearticles.com/?Get-Control-of-Your-Acne&id=144022

control acne

Cause

For those who are always concerned about their acne or zit, it is good to remember that acne is also caused by stress. Any stressful event or situation that a person had may lead to acne or having a breakout. Since stress is not just bad for the health but also for the skin, it is best to always make sure to remain calm despite the chaotic surroundings.

In addition to stress related situations, acne can also be due to hormones and genes. It is right, acne is hereditary. Hormonal changes also caused it such as during the times when the women will have her period.

Oil and bacteria likewise can cause acne bumps. This is why, most people with oily face are more prone to have acne problems. Bacteria or germs may also a contributory factor to experience breakout.

Treatments

Because acne affects a lot of people from around the globe, it is no longer surprising why several top companies have got their own line of acne treatments. The usual ingredient of most skin care products would be salicylic acid, retinoid, benzoyl peroxide and others. As with the natural treatment, some herbs and oils are incorporated. These include greet tea, rose hip, tea tree, turmeric, bentonite, honey, lemon, cucumber and the list goes on and on.

Usual regimen

It has been very famous for most skin care experts that in order o care for the face, it is essential to cleanse the face, use a toner then put moisturizer. Aside from that, if you will be out in the sun, it is advisable to make use of a sun block.

Acne treatment device

In today’s revolutionary world, some devices are also introduced. One of such is Face-Up! Heilung von Akne. This is a device especially made for acne treatment. It is electronically powered yet works safe and effective. The device is handy for easy use two times each day for 10 minutes in every session. The device works by pointing it directly at the pimple that requires treatment. It is effective as it helps to accelerate the process of healing. This is why, most people who used it at first may feel that their acne is getting worse yet it is the process to quicken the process of healing. Since the healing process is quicker, the face will also be free from acne within the quickest time.

Finding the Right Bathroom Remodeler

Nobody wants to have a bathroom that is outdated. As one of the most important parts of our home, we want our bathroom to be as stylish and comfortable as it can be. A well-built and well-designed bathroom will serve all your needs, as well as your family’s needs for years to come. And did you know that a remodeled bathroom can give you a return of 60-80 percent of your investment, and sometimes even more, at resale? But to achieve this, you’ll need to hire a professional contractor to tackle the job.

A professional contractor has all the necessary skills and training to renovate your bathroom according to your specifications. Here are some tips to find the right contractor for your bathroom’s remodeling project.

Bathroom Remodeler

Ask for Referrals

While you can now use the internet to locate the best bathroom remodeler in the market, word of mouth is still considered the smartest way to find a qualified professional. The thing is, there are so many professional contractors out there, and when you search online, for instance you type “bathroom remodeler Perth,” search engines will give you thousands of hits, which can be very time-consuming to sort through.

So even in this hi-tech world, it’s still best to ask for referrals when looking for the right professional. Ask your friends, neighbors, and other homeowners you know about bathroom contractors whom they have had good experience with. Ask them about the whole experience and any information you need, and if they would recommend their service to others.

Check their Credentials

Asking for referrals is just the first step to finding the right contractor. Even if you already have some information, you still need to do your homework and perform your own research about the contractors to ensure that they are the right person for the job, whether by a phone call or a visit to their website.

Find out if these potential candidates have a solid reputation in the building/renovating industry, and if they have proper certification, license, and training to perform the job. It’s also crucial to ensure that these contractors are covered by insurance, and have proper business address and contact information so you can call or ask them when you need them.

Interview the Candidates

When you’ve narrowed down your choices, contact them and set-up meetings. This is one of the best ways to get to know the person you’ll be working with and build some rapport. During the meeting, though, it’s important that you ask them as much as questions you need to ensure that they are the right contractor for the job, such as the years they’ve been in the industry, the details of their past work and recent clients, the type of license and registration they have, the required payment, etc.

Don’t be afraid to ask for additional details. Remember, the contractor that you will bring to your home will be in your home all day long, so you would definitely want to ensure that you can trust the person fully.

How to Be a Travel Guide: 4 Starting Tips

Your wanderlust has probably taken you to different beautiful places and has brought you wonderful adventures. If you have a passion for travelling, you can turn this into something that will be profitable. You do not just get to add more travel destinations to your list; you can also make some serious money while doing something that you love.

Travelling for a living seems like such an impossible dream, especially to those who have been used to working behind their office desks. However, if you really want to turn your life around, it is never too late to pursue another career, even if it seems unachievable. Here are some tips to follow if you want to become a travel guide.

travel

  1. Consider training.

While being a travel guide doesn’t really require a bachelor’s degree, having some sort of educational background that’s related in the field will surely help a lot. Consider getting some training in small schools that offer travel guide programs. The added cost of tuition might be a upsetting at first but this will be very beneficial to your career in the long run.

  1. Business or employee?

There are many travel companies that employ travel guides and also pay them well. However, don’t forget to consider putting up your own travel agency. While there may be a lot more paperwork and preparations involved in owning your own business, there will be also be more advantages of being your own boss. Having your own travel business allows you to take reins on where you want to go or how you want to run our agency,

  1. Be innovative.

To stand out among other travel guides, it is your responsibility to be a little more creative. The competition out there can be tough, especially if you are new to the game. So, how do you deal with this? Use a little innovation in your approach, whether by wearing costumes or giving out an energetic performance during the tour. Thinking out of the box pays off a lot when you are in a fresh industry. This certainly helps your clients see you or your business as a top choice.

  1. Build your network.

Whether you are planning to apply in a travel company or you are building your own brand, it is very important that you extend your network. To get the word out on your service, it is important that you know how to advertise. Consider hiring marketing services like seo perth and more, to let everyone know about your travel guide business or service. Use the Internet as a platform to advertise your brand.

Moving into a different industry is always a challenge but if you are dedicated enough, nothing is impossible. Before quitting your day job, just make sure that you have the right amount of funds to sustain your new lifestyle and work. Things maybe financially slow at first so you would have to be prepared with an emergency fund, just in case things go south. But, as long as you are patient and hard working, you can pick up the pace and really succeed in this industry.

What are the causes of bad breath?

When we converse with others, the first thing that disappoints people about our persona is the unpleasant odour of mouth. This is one of the major oral problems which occur due to various reasons. It is also known as halitosis. There are certain preventions for this breathing problem such as avoiding certain kinds of food, avoid smoking, follow proper medications, etc. However, if people research some of the major causes behind the breathing issue, they are 50% safe from this problem.

cause bad breath

Below are some of the major causes of bad breathing:

Neglected Oral Hygiene

One of the most obvious reasons behind bad breath is neglecting oral hygiene. People do not follow apt procedures of brushing and flossing, avoid visiting dental professionals and regular dental examinations. When we do not clean our mouth properly, the remaining food particle mixes with the saliva and produces an unpleasant odour. Further, it gives rise to the bacteria and results in other oral issues such as tooth decay, cavities and plaque.

While brushing, people only focus on their teeth while, tongue is also one of the bacteria holding organ. Hence, it is necessary to devote equal time for cleaning tongue.

Food Habits

There are some specific categories of food, which have a pungent and strong odour. When you eat these food items, you exhale the same smell. Some of these food items include onion, garlic and strong spices. You can also get bad breath by drinking strong drinks like alcohol and coffee. The breath smell caused by these food stuffs is temporary and you can take quick measures to eliminate this smell. It is advised to drink adequate amount of water after eating or drinking anything.

Smoking

People who smoke frequently have a perpetual bad breath and it sustains for a longer period in them. Another major disadvantage of smoking is stained teeth. Also, they suffer with chronic gum diseases. Chain smokers do not feel taste because of excessive smoking. A consistent inhaling of smoke, makes their breath excessive smelly for others.

Tobacco Chewing

Tobacco Chewing is also a major cause for bad breath. When its particle mixes with saliva they give extremely foul breath smell. People who chew tobacco also suffers with other major oral diseases like gum diseases, tooth decays, plaque and stained teeth. Avoiding this habit is tough but lesser you eat tobacco lesser will be the breath odour.

Alcohol Consumption

Alcohol has a very pungent flavour and smell. Its regular consumption can also result in excessive breath smell. However, mostly, it is not permanent and can be reduces by taking alternatives. Dental professionals recommend avoiding excessive alcohol consumption as in any case, it is perilous for oral health

Medication

There are many medicines which result in foul breath. Most of these medicines include:

  • Tranquilizers
  • Medicines for Cancers especially Chemotherapy
  • Nitrates and
  • Antibiotics

If you also experience bad breath as a side effect of medication then you should promptly coordinate with your GP and take alternatives for the same.

Dieting

Usually, people on crash diet experience excessive bad breath. This is because their diet lacks nutrition and carbohydrates. When they lack carbs, their body breaks the body fat and releases ketones. These ketones are the main reason behind causing bad breath.

Dry Mouth

When you have dry mouth, it will surely result in breath odour. However, dry mouth can occur due to various medical conditions. Some of the major reasons behind dry mouth are:

  • Salivary Gland Problem
  • Habit of Breathing through mouth instead of nose

Gastrointestinal problem

Patients of Gastrointestinal problem are more likely prone to the bad breath problem. It is caused because of the bacterial infection in the lining of stomach.

Psychological Aspect

Apart from all the above cases, there is an exception too, which involves psychological aspect of bad breath. Some people believe they are suffering from bad breath but actually they are absolutely fit. This particular condition is called Halitophobia.

Overall, if you can curb all the causes and follow a complete oral hygiene, you will always cherish a healthier mouth throughout your life.

INVESTING USING SEO

Search Engine Optimization (SEO) is one of the tactics used in Internet marketing. However if it doesn’t suit you, you may opt looking for other appropriate strategies like paid advertising through pay per click (PPC) campaigns. Your main reason of using SEO is to have successful Internet marketing campaign which will often depend upon building high quality web pages to engage and persuade traffic to your sites. You may even set up analytics programs to enable site owners to measure results and advance a site’s conversion rate.

Most likely than not the SEO will give excellent returns upon investment.

Search engines are not paid for. Their users use them free of charge whenever they like; they only require internet connectivity.  The algorithms of search engines change and thus they don’t provide a guarantee of continued referrals. Due to this uncertainty, a business that relies heavily on search engine traffic can suffer major losses in case the search engines stop sending visitors. This may mostly be caused by the tendency of their algorithm to change.

SEO

 

It is considered wise for businesses to practice to unfetter themselves from dependence on search engine traffic. Always make sure that you are well ranked in search engine optimization. This will give you a free way to much traffic heading your sites.

The vital strategy to getting at the top of the ranking war is by complementing accurate on-page optimization with high quality content and a strong link-building program to show that you are an authority in your market.

For you to rank ahead of your competitors in search engines like yahoo, google among others, you should d do the following and make sure you do these to the very best:

Optimization of your Website.

It is also commonly referred to as on-page optimization. This includes building a Website right from scratch in the right way. This further entails adding keywords to the right places on your Web pages, developing high quality content. This is done in terms of campaign targeting various regions of your choice. For example it would be a whether SEO Toronto campaign which would cover the region of Toronto. Then you should be very cautious to maximize social sharing since it would significantly impacts your search results.

Create High quality links

This is regarded as off-page optimization of your Website where you have to properly balance between building high volume and high quality links that point back to your Website.

  • Integration of your website with Social media.

You also need to maximize the number of times that your content is shared in the key social networks like the Facebook, Twitter and Google. Also you should target other local site that are used socially within your locality. The social networks are visited frequently and by very large numbers of people. Therefore when you succeed in getting your website linked to the social networks then be sure that traffic will be flowing in quite well. You can do this by building links from the social networks back to your site.

 

Steps To Follow When Shopping For A Flashlight

Today we are going to look at the steps a person should take when shopping for a flashlight. Since there are many different types of flashlights available in the market we are not going to recommend or endorse any one particular brand but instead provide you with suggestions on how to select the right one for your particular needs. This flashlight guide will help you save time and money so without any further delay now is a great time to start the review.

Flashlight

Establishing Your Needs

In order to make the right decision you first need to determine what you are going to use the flashlight for before doing anything else. The reason you need to do that is some flashlights are designed for home use while others are intended for use outdoors. After you have established your needs it is time to factor in the environment, if you are going to be in a colder climate then you should look for flashlights that are weather resistant or your batteries could end up being drained in your moment of greatest need. If you are going to be outdoors for a prolonged period of time then you need to find the best rated flashlight possible.

Locating The Best Retailer

Once you have identified the flashlight best suited for your needs it is time to look on the Internet for retailers that are selling them. There is going to be a vast number of vendors to choose from so what you need to do is identify the merchants who have the most competitive pricing and after you have gathered all of their names you can start the actual review process. Find out where the retailers are located, if they are overseas it would not be wise to buy from them since the cost to ship the flashlight to you could actually be more than the actual flashlight itself. When you have established which of these retailers are geographically near you it would be prudent to find out which of these firms have the best customer service track record. The only way to do that effectively is by reading over comments made by former clients. There should be testimonials on the merchants website but if you cannot find them on that website you could visit Facebook, MySpace and Twitter. After you have completed all of these steps you should be able to purchase the right flashlight for your specific needs.

Camellia sinensis

Camellia sinensis is a type of a tea plant used to produce teas. There are 2 major variations of this plant, sinensis and assamica, both of which are used to produce different types of teas. The sinensis variation is used to produce Chinese tea while the assamica variation is used for Indian Assam tea. There are many other types of teas, such as green tea, white tea, black tea, yellow tea, Oolong, and Pu-erh tea, all of which is made from either the Camellia sinensis or the Camellia sinensis assamica variation.

Camelia sinensis plantation

Cultivating Camellia sinensis

Mainly grown in subtropical and tropical climates, optimal conditions to grow Camellia sinensis would include areas with at least 50 inches of rainfall per year. That said, some tea plants are also cultivated in areas of high elevations, which allow the plants to grow slowly and to develop a richer flavor. To ease handpicking, the plants are trimmed waist high, and the plants are picked every 1 or 2 weeks.

The leaves of the Camellia sinensis are oblong-round and are 2 to 5 cm in width and 4 to 15 cm in length. It is an evergreen shrub which produces flowers that are symmetrical, white and resemble cherry blossoms. The younger leaves are light green in color and contain caffeine while the older leaves are dark green in color, and different ages of leaves are used to produce different types and qualities of tea. Younger leaves are preferred for tea production.

Types of teas

As mentioned earlier, the 2 major variations produce 2 different types of teas. Chinese teas are produced by plants that have multiple stems and small leaves, and it is also native to the Southeastern Chinese region. This region also boasts some of the most popular teas, as this was where the first tea plant was ever discovered.

Indian tea, produced from the Camellia sinensis assamica, produces 3 major types of Indian teas. Assam teas, produced in the northeastern part of India, have a full-bodied and a rich flavor. Assam was where the first ever tea plantation was ever established in 1837. Nilgiris tea, produced in India’s southern plantations, grow in high elevations of 1000 to 2500 meters. It is because of this high elevation that the teas have a subtle and light flavor, which is usually mixed with other teas of a much stronger flavor.

Finally, Darjeeling teas are from the Darjeeling region located near the wet and cool Himalayan Mountains. The Darjeeling tea plantations are also at a high elevation of about 2200 meters, which is what causes their teas to have that world-famous delicate flavor. Darjeeling teas are harvested 3 distinct times in a year, spring, summer, and autumn, and each harvest produce a one-of-a-kind flavor.

Bottom Line

The Camellia sinensis plant has been used to produce a variety of different teas. Especially used in Indian and Chinese teas, this plant can also produce a whole variety of different teas.

Essential Tools for Surviving the Outdoors

So, you finally decide to take on the outdoors but are you really ready for it? The outdoors can be a vastly beautiful and terrifying place. Because you are going to be exposed to so many elements, it is important that you protect yourself to be able to survive the wild.

Several people might have the wrong notion of going through this kind of trip unprepared. No matter how fit you think you are, if you do not have the proper tools, you will probably not last a long time in the outdoors. Before heading out to that great camping or hiking trip that you have long planned, read on below and find out the essential tools you need to add in your list.

tools for survival

  1. Water

Clean, drinkable water is vital for your energy and survival. If there will be lots of walking involved, you will need to stay dehydrated all the time. Make sure to pack a couple of extra water bottles in your bag. Remember, you can survive a couple of days without food as long as you have water. While you also need protein bars or energy bars to keep your strength up, water should always be on top of you list.

  1. Proper Attire

Your clothing will also play an important role in your trip so make sure that you are dressed for comfort and protection and not for aesthetic purposes only. If you will be camping in the mountains during the colder months, invest in good thermal clothing to keep you insulated. Sturdy shoes and boots that provide great traction are also essential if you want to avoid injuries that can potentially ruin your whole trip.

  1. Survival Gadgets

There are various harmful elements in the wild and survival gadgets, whether the Best Survival Axe or a handy compass can make or break your expedition. Surviving the outdoors depends on human wit and the gears in your pack. If you are lost, injured, or find yourself face to face with a wild animal, your gadgets and gears might actually save your life. There are several survival kits that come pre-packed in the stores but you can also build your own kits to cater to your specific trip. Typically, a survival kit should include a PLB (Personal Locator Beacon) or a cellphone, maps and compass, first aid kit, flashlight, lighters and fire starters, whistle, large knife, signal mirror or flares.

  1. Presence of Mind

An outdoor expedition requires superior presence of mind, especially if you are going on the trip alone. Even before you head out, it is best to inform family or friends on where you are headed (so they know where to look if you don’t get home). Planning for the worst case scenarios should keep you prepared for unexpected events. If you find yourself alone in the woods, it is essential to be alert and vigilant with your surroundings. If you have the presence of mind, your reactions will be a lot more logical and smart, enabling you to survive the perils of the outdoors easily.

Limousine Services in Orange County

Riding a limousine is a luxury in itself, and since owning a limousine isn’t easy, you could always hire one for special occasions. Whether it is for your best friend’s wedding, or for your prom date, including a limousine in these special occasions will definitely add a touch of classy elegance to the event. However, if you live in Orange County and don’t know where to hire a limo service from, continue reading, as we will tell you about some of the best limo services in Orange County.

White Rose Limo

Working exclusively in the state of California, they offer their services to several different areas of California, and Orange County is one of them. This is one of the best limo services in Orange County, and they ensure that you arrive at your destination in style.

They never fail to please with their huge selection of limos, from Mercedes to Lamborghini limousines to Sedans, this limo service has it all. You can choose the limo you want to for whatever the occasion may be, and if you don’t want a limo, hire a party bus! The choice is yours! They also have certified professional chauffeurs to add on to the perfect limousine experience.

Masters Limousine

A limo service that serves both the region of Southern California and worldwide, they have over 20 years of experience and serve with Excellency. They have a good customer service, are always on time and have professional chauffeurs. They have VIP services which ensure that your journey is discreet, and they also offer executive protections, to securely get you to your destination.

Masters Limousine is an absolute must for business executives who want to travel discreetly and in style. This limo service in Orange County, has an entire fleet of vehicles which are perfect for any occasion. From mini vans to Mercedes, this service has it all. The best part about this is that, they also provide international services in 55 different countries and 550 different cities, so you can access their services from different countries as well!

ALS Limo & Car Service

This limo service serves Los Angeles and Orange County, and they provide limo services for several different occasions, such as corporate, luxury tours, airport limos and leisure. They have the solution for all your transportation needs. They provide modern and well maintained limos, as well as professional and courteous chauffeurs who will ensure that you safely reach your destination. This limo service in Orange County further provides a reliable service which is affordable and safe.

They own an entire fleet of limousines, with a few examples being Cadillac Escalade Limousines, Hummers, party bus limousines and Mercedes Limousines. They have been working for over 25 years and know how to make their clients happy.

Bottom Line

Who would not like to arrive in a limousine for their prom or wedding? Limousines can make any event seem even more elegant, and if you live in Orange County, and don’t know where to book a limo service from, look no further! The services named above will provide you with exactly what you’re looking for.