Adventure Journal

Some Factors Worth Considering When Buying Properties in Singapore

Although not very big, Singapore is a top place to consider when business and investing are concerned with its top-class infrastructure and well-regulated society.  The modern city-state’s free trade ideology and free economy have helped to attract investors, coupled with available incentives for businesses. The real estate market has not been left out with foreigners putting in their money, and with good reasons as well. If you are thinking of buying a property in Singapore also, here are some important factors to consider.

buying property


If you are an expats, there is eligibility issue which you need to negotiate successfully to be able to buy a property in Singapore. There are some restrictions against foreigners when certain properties are concerned. You need to determine where you stand with regards to the requirements spelled out in the Housing Development Board (HDB) laws and the Residential Property Act.


Care has to be taken in the choice of location where you wish to have a property. You need to consider the average property value in that area. What facilities are available? How accessible is the area? How safe is the location? How much will a property in the area cost in a few years’ time? Marina One residences are good examples of ideally located properties with easy accessibility and good potential for price gains in the years ahead. If you would rather stay close to expats, you will want to check out places such as Orchard Road, Nissam Road, Nathan Road, Clementi and East Coast.

Financial resources required

When thinking about buying a property, your entire focus should not be on the amount of initial capital involved. There will be additional expenses you need to take care of, including insurance, taxes and insurance. For instance, you get to pay 4% of your property’s annual value in taxes if you occupy it yourself or 10% if rented out. There are also miscellaneous other costs such as attorney’s fees, stamp duty and government department fees.

Market situation

Sometimes, the secret to making a good purchase is knowing when to make your moves, if the reason for purchase is speculative in nature. Failure to get this right could result in significant losses. Experts advise that you should buy when the volume of transactions in the property market is rising sharply, while price is not. It is indicative of rising demand, which you can exploit to your own advantage.

Urban Redevelopment Authority (URA) master plan

It is advisable to consider the impact of the URA master plan when investing, especially when doing so for the long term.  This master plan gives a clear idea of where essential amenities are expected to spring up in the months or years ahead. You should consider buying in areas where the proposed amenities are to be sited, as such would help boost your property’s value at their completion.

Singapore is not only a place where people will enjoy working in, but also one that is great for raising a family. Little wonder it is a very popular tourist destination in Asia, with its numerous tourist attractions.

The city-state offers a great place to make investments, particularly in the real estate market.

Importance of Bookkeeping for Your New Venture

Starting out your new venture or expanding your business is very exciting and yet challenging. There are so many things to consider – from planning to setting up to maintaining – not to mention the need of understanding all business functions and making important decisions. And as with any other business or field, one of the most important decisions you should make as a business owner is to learn proper bookkeeping, or if you don’t have the time – at least hire a bookkeeper.

Successful business men know the importance of keeping proper books. Although it is frightening at the beginning as it means dealing with tons of financial documents, bookkeeping is important as it provides you with the clearest picture of how your business is performing and what needs to be done.

importance bookkeeping

Sure, getting a lot of customers and making a lot of sales is important in a business’ success, but if you don’t collect your money properly and you don’t manage it well, you can find your business and yourself buried in debt. Customers and sales are important, but of course you must understand that when it comes to business, there are other things that require your attention as well, including payroll, taxes, and other expenses. And you can only work on them properly if you keep proper books.

In many cases, entrepreneurs who are just starting out would want to do to keep their records on their own – and that’s actually just fine. The only problem is that it takes time to learn bookkeeping, even just the basics of it. And most entrepreneurs who try to do it on their own also often find themselves wondering if they are doing things correctly. Even if you’re already an expert, getting the help of other professionals is crucial for your business success. You know that bookkeeping requires so much time, and if your focus will only be on that, you can never look after the other aspects of your business, including your staff, your production, your other transactions, and many others. Hiring someone who can provide you the expertise and guidance you need in that specific area will allow you to run your business more easily and efficiently, as well as allow you to focus more on what you do best.

Hiring a bookkeeper can cost your company a bit, that’s true. But that’s just only at the beginning. In the long run, hiring a professional bookkeeper can save your business if not millions, at least thousands of dollars. It usually takes a day or more for business owners to do their weekly or monthly bookkeeping, but experienced bookkeepers can complete that in half the time. With professional bookkeepers, you can also ensure that your records are entered and computed correctly, minimizing errors and getting rid of tax penalties.

Bookkeepers can be hired on an hourly or contractual basis – you can choose which one is best for your company. Get started today! Visit for a free quote.

Top Reasons to Take a Travel Counselor Course

Thinking about what course to take in college? If you love travel and have interest in interacting with people, then a career as a travel counselor is an ideal option for you. Much like of travel agents, travel counselors make travel arrangements for clients travelling for work, leisure, or business. They also give travel advice, offer special fares and hotel deals, as well as handle rental car bookings. Travel counselors manage all the necessary details in travelling to ensure that their clients will get the best possible travel experience.

Being a travel counselor is a great career as it offers a wide range of opportunities and benefits. For anyone who loves travel and adventure, this is a great career option to take. Check out these reasons why you should take a travel counselor course.

travel counselor

Transferrable Skills – One of the best things about being a travel counselor is having an opportunity to learn a lot of things, particularly transferrable skills. Transferrable skills are skills that can be transferred from one job to another. Although being a travel counselor requires you to learn some very specific skills, you will also learn things that you can use in almost any job field, which increases your employability. That means that even if you change your mind and decide not to become a travel counselor, the skills that you learned will still hold value for you. Some of the most important skills that you will learn in being a travel counselor include communication skills, organization skills, time management skills, and computer skills.

Exciting Career – Another great thing about this job is it opens you up to new things and unique opportunities, which is truly exciting. As a travel counselor, you’ll have an opportunity to help others plan their dream travel. Even if you don’t go on the trip yourself, you will feel the fun and excitement of planning a trip that your clients have been awaiting for a long time. In addition, you’ll have an opportunity to use the newest technology, which increases your value as an employee. The best thing is that when you learned all the necessary skills, you have the option to be self-employed and start a travel agency of your own.

Travel Benefits – Of course, one of the best parts of being a travel counselor is that you get a chance to see the world at a discount, and sometimes for free. Travel agents are granted with so many travel benefits, including discounted airfare tickets, special access to deals and products, and even complimentary stays at various hotels. Hotels and rental accommodations in different parts of the world are happy to give travel counselors heavy discounts as they hope that they will enjoy their stay and recommend it to their clients.

Job security – Although employment of travel counselors is expected to decline by 12 percent from 2012 to 2022 according to BLS, the field remains an extremely attractive career. Besides obtaining a lot of career benefits, travel counselors will continue to be on demand. People love to travel. Even in the worst economic times, people still travel to see their families and get away from stress. And the best thing is that people always look for discounts and special prices. Therefore, a career as a travel counselor will always be a good career option.

If you would like to know more about this career, visit

The Best Holiday Cottages in Nova Scotia

All of us are looking for a great holiday spot, where we can relax and relieve the stresses of the long work days, as well as enjoy new experiences. But of course, we all have our own preferences when it comes to determining the best holiday places. For some, it can simply be sitting at a near coffee shop while watching passersby. For others, it can be visiting a new opened amusement park and enjoying the heart-stopping rides. But if you’re an adventurer like me, and looking for wonderful scenery, then Nova Scotia is the ideal place to be.

Nova Scotia is among the most beautiful and welcoming places in Canada. Every year, millions of visitors from all over the world come to the place to get a taste of its interesting culture, sensational scenery, and exquisite cuisine. The area also offers an access to your favorite outdoor activities, such as sailing, golfing, biking, sunbathing, and hiking. Located almost exactly between the Equator and the North Pole, Nova Scotia is the perfect destination for a family expedition and even a romantic escape.

holiday cottages

However, booking a hotel room in Nova Scotia can be expensive. If you’re planning a trip to this wonderful vacation spot, the best thing is to rent a cottage than book a hotel room. Rental cottages in Nova Scotia give you great savings, especially if you plan on staying for extended days. Aside from that, rental cottages offer you all comfort and convenience you need, making you feel like you’re just at home. You’ll have more bedrooms, own kitchen, a living room, a terrace, and depending on your choice of cottage, an oceanview and grill. Here are some of the best cottages in Nova Scotia to choose from:

  • SURFS UP – It’s a newly completed vacation property located near the Eagle Head Bay. It’s a beautiful property constructed with one bedroom, one bathroom, and a kitchen. The kitchen is well-equipped with a full-sized fridge, a microwave, and a stove. The cottage also has a cable TV, a WIFI access, an outdoor grill, and ceiling fans. It’s a perfect rental vacation property for couples or small-sized family. The rate is $117 per night, but additional fees may be applied by owner.
  • Prince Inlet Retreat – It’s a tranquil seaside vacation spot situated between the historic towns of Lunenburg and Mahone Bay. It offers two-bedroom cottages, which can accommodate up to four people. All of the cottages are also well-constructed with kitchens, bathrooms, and bedrooms. The kitchens are well-equipped with full-sized refrigerator, dishwasher, microwave, and all necessary kitchen utensils. The bathrooms are also complete with showers, amenities, and bath towels. Each cottage also has cable TV, DVD player, and electric fireplace. It’s truly a perfect place that will make you feel your “home away from home.”
  • Waterfront House – It’s a newly furnished property located near Yarmouth and Digby. It offers four bedrooms, two bathrooms, and a kitchen, which can accommodate up to six people. The cottage comes complete with balcony, water views, living room, freezer, grill, parking, TV, and stove. It’s a beautiful home that is situated near the ocean, a perfect place for swimming and sunset viewing. It’s also located nearby golf courses, which is great for golf lovers and people who want to experience outdoor activities. It’s sure a perfect place for the whole family.
  • Gull Bay Cottage – It’s also a brand new cottage that is situated on top of Western Head Hill. It’s a beautiful and charming rental home that offers all today’s comfort needs – with large deck, outdoor dining area, parking, and terrace. It has one bedroom, one bathroom, and a kitchen with complete amenities, including dishwasher, refrigerator, blender, microwave, and grill. The best thing is it’s located near the ocean, so you can swim, surf, or enjoy a walk along the shore after a delicious meal.

Indeed, Nova Scotia is incredibly beautiful and offers so many wonderful things that you will never see in any other place. And in Nova Scotia, you will never have any trouble in finding the best cottages to stay in because wherever you look, Nova Scotia has it for you.

Tips to Raise Funds for Your Business

So you have decided to startup a business? Awesome! Congratulations to you! They say honesty and dedication is all you need to achieve success. But along with your zeal, you also need proper financing to turn that idea of yours into something tangible. Whether you have been in a business for a week or ten years, funds are always welcome in a business. While raising money for your start up might not be as difficult as you think, but getting the funds from the right sources can be a tad strenuous. To help you get out of this vicious chain of events, we have compiled the easiest and the smartest ways you can use to raise funds for your startup.

raise funds for your business

Crowd Funding

Though crowd funding is still in its wee years, its popularity has been increasing rapidly. The name “crowd funding” comes from the fact that the public will fund your project using their personal endowments. All you need to do is present your idea to the public. Depending on your proposal, people will decide on how much they want to give you. Crowd funding is a win-win for both the entrepreneur and the contributor, as the people who invest in the business receive some form of reward from the new business.

Angel Investing

Many established entrepreneurs are eager to invest their funds into startup businesses. These investors are called Angel Investors and they are a great financing source. Angel Investors can not only help you kick your enterprise to the next level, but they can also be amazing mentors. As their money is on the line, angel investors will offer you the best advices and connections and help your business succeed. Many renowned businesses like Google, Facebook and Twitter have received funds through angel investing.

Bank Financing

One of the most common and reliable ways of fundraising for a startup is through a bank loan. The bank loans usually have fixed interest rates, with monthly or quarterly repayment schedule and a maturity date. These loans are also beneficial for the established small businesses. The loans can be best used for major capital improvements, constructions or large capital investments.

Business partners

You might not have the capital to start a business but maybe you are familiar with someone who does. Business partners can not only fund your business but can also help your business flourish with their experience and advice. But before choosing partners, make sure they are trustworthy and that their goals for the business are aligned with yours. Since your partner will have a control over your business, it’s better to have a buyout agreement that can save you and your business if there is a breakdown in your business relationship.

Bottom line

Nowadays, finding a reliable source for business funding is not that difficult. With the help of friends, family, business partners and banks, you can easily get your startup off the ground. Once you have started the business, make sure to plan your investments wisely. Try to avoid using any external services, like payroll services, to manage your business records as they might appear costly for your small business venture.

Scuba Diving in Singapore Reviews

scuba divingSingapore is a bustling cosmopolitan country having a mix of cultures. There are many scuba diving spots and sites here and today we will review some of them. We will also mention top sites where you can purchase scuba diving gear from while on this tour.

The basics about Scuba diving in Singapore

First of all, most tourists who have been to Singapore believe that if you are just going here to scuba dive, you are likely in for a huge disappointment. This is because of its less-than-stellar scuba sites, murky waters as well as damaged coral reefs. Secondly, there are many other Asian countries known to offer better facilities in adventure water sports as compared to Singapore. Thirdly, you ought to be prepared to shell out big bucks, if you insist on diving in sites off the coast of this nation. In case you are planning to vacation in multiple nations in the Asian continent, it is best that you seek scuba diving sites in other countries such as Malaysia.

That being said, Singapore is still an attractive tourist destination owing to its multiple offerings to a diverse range of tourists. From mouth watering cuisine to sophisticated shopping malls to its East-meets-West scenario, there is something here for everyone. Also, apart from hotels, there are many other comfortable places to stay in while on your Singapore tour and we must take the opportunity here to mention Marina One residences which serve expats as well as tourists rather well.

Reviews of best scuba diving spots in Singapore

If you are looking for great scuba diving sites in Singapore, we recommend the Pulau Hantu, which offers the largest reef in the country. This is also home to many marine animals including turtles, Barracuda, nurse sharks etc. However, owing to the popularity of the reef and the hundreds of thousands of visitors it receives each year, the reef has suffered extensive damage. The best time to visit Pulau Hantu is in the fall or early winter months when the temperature is moderate and it not too humid or sunny. Do expect some showers in the month from November to January and pack accordingly. When in the Pulau Hantu area, also ensure visiting the wreck of HMS Goodwill, a British Freighter ship that was sunk during the World War.

If you want to dive off the Tioman islands, then we recommend crossing over at Johor in Malaysia but giving at least 2 days for this trip. This is because, thanks to the travel time involved, you will be able to get in at most 3-4 dives, even under the best weather conditions.

Top Scuba diving operators in the area

1. Khao Lak diving centre- This is an ethically run diving facility which caters to small groups and ensures maximum fun for tourists.

2. Sea Hounds- This is another highly acclaimed facility known for its environmentally conscious and ethical diving practices.

3. Amazing Dive- Looking for a historic facility having years of expertise in this field? Then The Amazing Dive won’t disappoint you. This is a popular five star dive site that caters to International tourists, local students and young as well as veteran divers. Not only are their instructors highly experienced, they are also vibrant, fun loving and youthfully energetic.

4. Blue Reef Scuba- This facility is committed to providing divers with the most enjoyable and education dives that will give each diver personal satisfaction and a lifetime of memories.

5. Divers Outfitters- This is a facility that has a range of retail outlets which provide divers with equipment and tools including underwater cameras, extensive diving gear and products as well as PADI certification courses. With so many offerings, it can be considered your one stop shop for all your scuba diving needs in Singapore.

Other mentionable facilities for scuba diving gear in Singapore include Aquaterra Adventures on Tanjong Pagar road, Wetworks Scuba on UBI road 3, and Underwater Imaging Equipment Specialist in Golden Wall centre Singapore.

Get Ready With Your Best Adventure Riding a Ford Pre Owned

In today’s world, almost everyone is tied up and occupied with their work or profession. It is because of the getting higher standards of living being felt worldwide. Considering that, most people already forget about how to have fun or to have an adventure of a lifetime. Being in an adventure is certainly among the best feeling that anyone can have. It is even better when being shared with your loved ones in the most special way. One way of having a great adventure that anyone can try is to have a joy ride. Having a joy ride even around the city can be a great idea especially if you are using a ford pre owned vehicle.

ford vehicle

Why is it better to have a great time riding a pre owned car as opposed to a new one?

Of course, it is also a good thing and great feeling to ride in a brand new car. However, when you are driving a car just for fun using a newly bought vehicle, chances are, you will not get to enjoy it well. You will have the tendency to be careful in every street and every road that you are driving around. You will have that feeling to be worried that the new car might have a few scratches or something related to such. And so, it is a better choice to simply ride on a ford pre owned car so as you can get to enjoy the entire trip from start till the end without worrying of being careful in every move.

Riding a pre owned car does not mean that you can be reckless while driving. It just means that you can be stress free knowing that it is not brand new.

Looking to trade in your used cars?

After an adventure shared with your car, you can come to think that you want to buy a new one just for a change. It is fine because it is just very common nowadays. The adventures that you had with your old car can be worthwhile yet a new one can be a start of a bigger adventure that you are longing to have.

Trading in a ford is no big problem because there are many dealerships available around. By browsing the net, you can surely find the one that is close to your place. You can visit them and get your vehicle appraised.

What to remember in car trade-in?

It is proper to first check out some website to have your car appraised. By going to some mechanic shop, you can have your car checked and repaired for any issues. This can make sure that when it is appraised, the dealer will not find any flaws that can diminish the actual value of your vehicle.

Keep in mind that expert dealers know that tactics in car appraisal. They can appraise the ford pre owned in front of you and can make you feel guilty of all the visible flaws that he can detect. Yet, if you know your car’s worth, you simply have to be firm with your price.

For more information, read:

How To Make The Most Of Your Time In Morocco




morocoo marrakech cityIf you are planning a vacation to Morocco then you have to visit Marrakech which is on of the most popular places in this ancient country. There are companies that offer Marrakech tours but not all of them will be suitable for your needs. What we are going to do is provide you with tips on how to select the right tour operator so you can make the most of your time in Morocco so without further delay it is time to begin.

Start this process by collecting the names of all the companies that offer tours in Marrakech. After you have the names of these organizations you have to find out whether they are actually licensed to provide these tours. The economy in Morocco is somewhat depressed so there are individuals who try to generate passive income by offering walking tours in Marrakech, while the majority of these individuals are honest there are some who are less than ethical and if you are not careful you could end up being deceived.

While in Morocco you should only drink bottled water or you run the risk of introducing a plethora of pathogens into your body that could really take a serious toll on your health. If bottled water is not available or if you are hiking throughout Marrakech then you need a water filtration system that is portable and effective.

Picking The Right Marrakech Tour Operator

Once you have a list of all the different companies that offer tours in Marrakech you need to look at the size of groups they typically service. There are some tour companies that take large groups of people with them while others focus on smaller, more intimate groups. After you have established which of these tour operators offer tours that are appealing based on the size you should read over the testimonials that were made by former clients who went on the tour just to make sure the experience is pleasant. The best source of this information is websites like Facebook, MySpace and Twitter but we should also mention YouTube if there are videos there you can view.

Now that you know which of these Marrakech tour operators are the most reputable you have to look over the fees being quoted to determine which one best suits your budget. Something to keep in mind when reviewing these tours is some of them are going to book up quite quickly, this is not a “scare tactic” but a reality you need to be prepared for or you could end up missing out on a great tour. If you followed the suggestions we have prepared for you then you should be able to make the most of your time in Marrakech just remember to bring lots of sunscreen with you to avoid overexposure to the sun.

Finding Adventure in Dialysis Training!

adventureIf an individual is wishing to make a career change, they may need to keep their current job and go to school at night or during their off-duty hours. In addition, through the benefit of the Internet, there are many career change choices that can be learned through online programs.

Internet education has proven for countless students to be the educational venue of choice for a number of reasons. Some of those reasons include the convenience and ease to learn online, the fact that it can be more cost-effective, can be accomplished in the convenience of one’s home, etc.

One such critical medical field of life preserving service that can be learned through the Internet is that of a dialysis technician. Therefore, if this or any other medical field, is something that a individual wishes to pursue then they may want to look at the opportunities that are available to them through the Internet

However, knowing where to go for this training, what can be anticipated and what the cost might be for additional online training and graduating in the course will prove to be valuable.

In regards to knowing what training site to go to for more dialysis training, it is important to go to a website that has good reviews and will provide quality training, meet the standards that are in place for a dialysis technician and will provide graduation credit when the online training is accomplished.

The best way to research such a reputable website is by word of mouth. This can be accomplished by making an appointment with a dialysis technician to find more about the field being considered, how they went about their training and do they have any recommendations for an online website. Also, an appointment can be made with a doctor who specializes in nephrology or kidney health and treatment. Generally these individuals know reputable websites that will meet the needs of the technician as well as provide quality education for the treatment of patients.

Once these recommendations have been gathered, it is important for the individual himself or herself to research these websites on their own. This process should involve conducting reviews of the online training website, what are the full costs associated with the training and making sure that the site provides full disclosure of everything that is involved.

Additionally, there are some online websites that require some sort of personal interaction with other students or attending classes that otherwise cannot be fully understood or taught online. Therefore, if this is what is required, this particular action or requirement should be specifically asked about and understood by the potential student.

In addition, the potential enrollee should ask about admission fees or on line fees that are required to take the course. Specific questions could include what is going to be the overall cost, any other costs such as books or materials, any scholarships available and whether any staff help might be available, through the website, to aid in the processing of scholarships or monies that might be available through grants.












The best rebreather and SCUBA cave dive ever

scuba diver

If you love to dive then you definitely prefer to stay underwater for as long as possible, after all you do not get to dive every single day. Every single diver should know that investing in a high quality rebreather is simply a need and not luxury as some may think. Investing in safety is very important, especially when you intend to spend longer periods under water. There are tons of options available and one will definitely fit into your budget. Let’s take a look at a few tips that will help you choose the best rebreather for any scuba dive!

Understand what the best is.

Stating what the best rebreather is, might not be the best thing to do, instead we will help you to find one among the best ones. There are so many options available on the market that it is important to understand what they offer and what you will need, after all you do not need to spend more than what you truly need to. The best rebreathers for scuba diving in caves often cost around $8000 dollars to $12.000 dollars. Knowing what you will truly need before making any purchase will not only help you save money but also avoid buying something that does not fit your needs. If you do not know where to begin looking you can access this specialized site . It contains plenty of useful information on the matter. You will find rebreathers, their prices and also main advantages.

How to choose the best rebrathers for scuba cave diving?

It is important to take a few things into consideration before you purchase your next professional rebreather. Your rebreather should be tested and approved by the US navy, because that will ensure the quality of the item you are buying. Another great thing you should take a look at is how long the tank will actually last, that way you will have something that will indeed fit your needs. Your rebreathers should also have reliable oxygen sensors (preferably choose those who have more than a single sensor, this ensures safety). If you are small or even a woman you will not want a heavy piece of equipment on your back, so make sure you know how heavy the complete set is.

scuba diver

The bottom line.

There is no way to say that one rebreather or another is the best. The best truly depends on the taste of the person that will use it. There are so many different options out there in the market that choosing will be the hardest issue. Each rebreather comes with different items. We have our best though! In our opinion the best rebreather and SCUBA cave dive everare:visit for more information.

• Hollis Prism (for only $9.000)
• Megalodon (for $10.185)
• Kiss Explorer (for $9.999)

You can find all of these rebreathers . You will see why we have suggested these! They are safe, not expensive , and perfect for all cave diving adventures that you would like to take. Access the site right now and see it yourself! Happy adventures!